At the end of a term, account owners have ten days to withdraw principal without penalty or allow a CD to renew for another term at the rate available at the time of renewal. Interest compounds daily for all CDs at KeyBank, and some terms allow you to take optional interest payments before maturity. At KeyBank, short-term CDs are categorized as those less than six months and long-term CDs are categorized as those longer than six months. Terms start at seven days and go up to 10 years, and there are many uncommon lengths available by customizing the number of days or months. Short-term and tiered long-term CDs require a minimum opening deposit of $2,500, and the KeyBank Jumbo High Yield Certificates of Deposit require a minimum opening deposit of $100,000. KeyBank offers three types of CDs: short-term CDs, tiered long-term CDs and high-yield jumbo CDs. *Higher Relationship Rewards rates are for customers who open a qualifying KeyBank checking account KeyBank Tiered Long-Term Certificates of Deposit

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